12 Best Places To Retire In Florida
By: ROS Team
Florida, also known as the Sunshine State, has always been a favored choice for retirees seeking pleasant weather, stunning coastlines, and a laid-back lifestyle. Its varied landscapes and abundance of retirement-friendly communities cater to individuals with different preferences. In this blog post, we will discuss 12 best cities to retire in Florida.
Best Florida Retirement Cities
1) Naples
Naples, Florida, is the best place to retire in the Sunshine State. Nestled along the beautiful Gulf of Mexico, it’s a favorite spot for retirees, making up over 50% of the city’s population. With a median monthly mortgage cost of $1,882, it’s affordable for many.
Naples shines in desirability, happiness, and low taxes for retirees, making it a top choice. It’s also one of the safest places for retirees in Florida, ensuring peace of mind during your golden years.
2) Sarasota
Sarasota, Florida is another great place to retire. With a population of 821,613 and around 28% of residents enjoying their golden years, it offers an ideal setting to settle down.
While the cost of living in Sarasota is slightly higher than the state average, the city compensates with exceptional healthcare options.
Notable hospitals like Sarasota Memorial Hospital and HCA Florida Sarasota Doctors Hospital provide top-tier care. What often lures retirees to Sarasota are its beautiful white-sand beaches, including Lido Key and Siesta Key, making it a perfect spot to enjoy a relaxing retirement by the sea.
3) The Villages
The Villages, located in the heart of Florida, is a friendly active adult 55+ retirement community with a population of 81,444. It’s a large retirement haven in Sumter County, nestled between two stunning coastlines and close to ports of travel and theme parks.
Residents enjoy access to a fantastic array of golf courses, recreation centers, and town squares. Situated between Orlando and Ocala, The Villages offers various housing options, including single-family homes, townhouses, and condominiums, making it a great choice for retirees seeking an active and diverse community.
4) Fort Myers
Fort Myers, FL, a city with a population of 92,245 and a median age of 40.9, is a popular destination for those aged 19 to 63. It’s an affordable place to retire, with a cost of living slightly lower than other Florida cities.
One of the city’s standout features is the amazing selection of great local restaurants scattered throughout every neighborhood. Year after year, Fort Myers receives accolades, ranking among the best places to live, safest cities in America, and top places to retire.
Most recently, it earned the #3 spot in the U.S. News & World Report Best Places to Live Rankings for being one of the fastest-growing places.
5) St. Petersburg
St. Petersburg, Florida, often referred to as “The Sunshine City” for its consistently pleasant weather, is a highly sought-after destination for retirees.
With a population of 258,201 residents, this vibrant city offers a perfect blend of tropical climate, flourishing art scene, diverse shopping options, and top-rated beaches.
It’s an ideal location for indulging in various water activities like boating, swimming, snorkeling, fishing and immersing in the sun-soaked beach experience.
Moreover, St. Petersburg boasts exceptional healthcare facilities including Bayfront Health, St. Anthony’s Hospital and St. Petersburg General Hospital.
6) Venice
Venice, FL, with a population of 26,047, ranks as the 6th best place to retire in Florida. It’s a golfer’s paradise, offering excellent courses in the greater Venice area. Nestled along Florida’s southern Gulf Coast, Venice enjoys 14 miles of stunning beaches, making it a perfect destination.
The median rent is $1,250, and the median household income is $65,478, making it an attractive place for retirees seeking both natural beauty and affordability.
7) Boca Raton
Boca Raton, the second largest city in the Palm Beaches, sits only an hour north of Miami. It offers all the advantages of a big city without the hefty expenses and hectic lifestyle.
The area boasts an impressive five miles of breathtaking Atlantic coastline and encompasses 47 parks sprawling across 1,650 acres.
Moreover, Boca Raton is a shopping haven with its upscale malls. This luxurious and affluent city is a favored retirement destination for those seeking an elegant community to call home.
8) Palm Beach
Palm Beach, FL is another highly sought-after retirement destination in Florida. With a population of 9,251, this magnificent town boasts glamorous estates and pristine beaches, including the renowned Palm Beach Municipal Beach.
According to Forbes’ 2017 report, Palm Beach is home to at least 30 billionaires, ranking it as the 27th-wealthiest place in the United States. Notably, illustrious figures like John F. Kennedy and Donald Trump have chosen this charming town as their residence.
9) Delray Beach
Delray Beach, with a population of 66,573, holds its place as one of the finest small-town communities to retire within the country. This charming town effortlessly blends big-city culture into its cozy environment.
Additionally, if you’re looking for a new 55+ community, Avalon Trails in Delray Beach has 105 single-family homes and 208 attached villas, making it a great option for those seeking a retirement paradise.
10) Orlando
Orlando, with a population of 309,154, is famous as a vacation spot, thanks to its theme parks, convention centers, and resorts.
Retirees are drawn to the area because of its pleasant winter weather, abundant entertainment choices, and affordable living costs.
Top-notch healthcare services are accessible at hospitals like AdventHealth Orlando. The cost of living is more budget-friendly compared to coastal cities, and housing options range from apartments to single-family homes and retirement resort communities.
11) Ocala
If you’re thinking about retiring in Florida while holding onto your country roots, Ocala might be the perfect spot. About 36% of its population is 60 years or older. Ocala is famous for its top-notch horse breeding, boasting over 400 Thoroughbred horse farms and training centers, earning it the title of the “Horse Capital of the World.”
Moreover, it’s an affordable place to call home, with a cost of living that’s 7% below the national average.
12) Lakeland
Lakeland wraps our list of best places to retire in Florida. The neighborhood is fittingly named for its 38 picturesque lakes, adding to its serene charm. Situated between Tampa and Orlando, It provides a quieter and more budget-friendly option compared to Florida’s bigger cities.
Plus, it’s just an hour’s drive away from the famous Disney and Universal attractions. For those looking to settle down, the median monthly mortgage cost in Lakeland is around $1,295.
Best Florida Retirement Cities: Takeaway
These are just a few of the many great places to retire in Florida. When choosing a retirement destination, it is important to consider your budget, interests, and lifestyle. Florida has something to offer everyone, so you are sure to find the perfect place to retire in the Sunshine State.