What Is A Townhouse: The Pros and Cons of Buying One

By: ROS Team

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A townhouse is a smaller dwelling, usually more affordable than single-family homes. These are generally attached to other townhouses on one or both sides, sharing walls and a common roof.

If you are looking to buy or invest in a townhouse, you must understand what you are getting into, along with the pros and cons of buying one.

Townhouses are common in urban and suburban areas, offering more privacy than an apartment building or condominium complex because of the individual yards and entrances.

Let’s understand what a town house is, along with its pros and cons.

1- What are Townhouse & Types
2- How to Buy a Townhouse
3- Pros of Buying a Townhouse
4- Cons of Buying a Townhouse
5- Town House FAQs

What is a Townhouse?

A townhouse is a type of residential complex built with shared walls in a row. These are smaller than single-family homes and are usually built in rows with no private front or back yards.

There are Four Types of Townhouses:

Row Houses: These are townhouses with two or more units on the same property line with an open space between them.

Semi Detached: These are two separate dwellings but share at least one wall.

Attached: These are townhouses where two or more units share at least two walls.

Detached: These are townhouses where the units share no walls with any other unit. This makes them as good as a single-family house.

How to Buy a Townhouse?

Buying a townhouse is a great way to get into the market and start investing in real estate. It is also ideal for people who might not have enough money for a single-family home but want to live in an area with good schools and other amenities.

The first step to buying a townhouse is to find the perfect one. You must look at the neighborhood and check out the schools and other places like gyms and offices.

Next, ensure you have enough money for a down payment and closing costs. You will need at least 20% of the purchase price to put down a deposit on your new home. Also, research the market for the best fiancing options and apply for mortgage loans that fit your current budget and future plans.

Many online websites can help you find the right town house. Still, it is essential to drive to the location and observe nearby facilities such as grocery stores and public transportation.

When you’re ready to make an offer, hire an experienced real estate agent who can help with negotiations and closing costs.

town house
Photo Credit: Canva

Pros of Buying a Townhouse

Buying a Townhouse is a good investment. It is cheaper than buying a single family home and offers good space. It also has lower maintenance costs, enabling you to make small monthly payments without struggle.

Townhouses are often located in the suburbs, usually close to schools and parks. This makes raising children easier, with much more space and facilities than an apartment building offers.


Buying a townhouse is cheaper than a single-family home and can also be an excellent way to get into the market. This price difference is due to the higher density of units per acre.

You will have low mortgage payments and lesser property taxes than you would if you bought a big house.


Townhouses usually have amenities that are not typically found in other housing. They have private yards, pools, tennis courts, and fitness centers.

Some town houses can have storage spaces which makes them equivalent to large apartments.


Townhouses are an excellent option for those who want to live independently but still want the comfort of living in a communal environment. They offer the best of both worlds: privacy and community. This isn’t easy to find in apartments or condos.


In a townhouse, the homeowner has more control over the design and layout of their place. You can customize your home to suit your needs, wants, and desires with various floor plans, design features, and amenities.

Low Maintenance

One of the significant benefits of a town house is that you do not have to worry about any maintenance issues.

Townhouses are managed by professionals who take care of all repairs and maintenance on behalf of the homeowners. This means you do not have to worry about yard work, landscaping, or exterior painting.

Outdoor Space

Townhouses are perfect for those who want to live in an urban area and still have some outdoor space.

They provide some provide space for activities like gardening, entertaining guests, etc., which is difficult to find in apartments or condos because the outdoor spaces are usually small or nonexistent altogether.

town home
Photo Credit: Canva

Cons of Buying a Townhouse

Buying a townhouse is not for everyone. There are numerous downsides to it. Some of them include the following.

Selling a Townhouse

It can be challenging to sell your townhouse when it comes time to move on from it. This is because of the lower demand compared to other properties, such as condos or single-family homes.

Lack of Absolute Privacy

Townhouses are not suitable for people who like privacy because they are close together and share walls with neighbors on either side.

This can lead to a lot of noise if they play music loudly or have parties often.

The walls are typically thin and not soundproofed, so neighbors can often hear what’s going on next door.

You also have to share common areas with other people, like the hallways and the yard.


The maintenance costs for a townhouse can be higher than for a condo because you will have to share these costs with all of the other owners in your building. This can include the costs for landscaping, painting, and more.

The building must be well-maintained, or it can go into a state of disrepair.

Lack of Space

If you are looking for a home with more space, then there may be better options than a town house. Townhouses have an average size of 1,500 square feet which can be less for a family of four.

This is a problem if you have kids or pets because they will need more room to play or exercise in your home.

Why Should I Buy a Townhouse: The Deciding Factors

Townhouses are an excellent option for the first-time homebuyer. They are a good alternative to an apartment because of more space and privacy.

Townhouses come with a yard and garden, which can be a nice change from living in an apartment building where you don’t have access to any green space.

Buy a Townhouse
Photo Credit: Canva

There are also many financial advantages to owning a town house. Most importantly, you will need to pay much fewer monthly maintenance fees and property taxes. In addition, the purchase price of a townhouse is usually lower than that of an apartment or condo building, meaning you will spend less money over time on mortgage payments.

They offer more privacy than an apartment, but they are still close to the conveniences and amenities of city life.

Buying a townhouse is excellent if you are tired of renting and want to invest in a property. It allows you to live in a nice neighborhood and have your own space with more privacy than an apartment and is less expensive than purchasing a detached home.

Town House FAQs

How much does a Townhouse Cost in NYC?

The price of townhouses in New York City depends on many different factors. Some of these factors are size, location, and availability. For instance, if you want to buy a townhouse in Brooklyn, it will be cheaper than if you want to buy one in Manhattan.

Townhouses can range from $100K to over $1 million for luxury properties.

What does it mean to Live in a Townhouse?

Townhouses are usually attached and share some walls, but they have their private entrance and often have a small garden.

They offer the benefits of both single-family homes and apartment buildings, providing privacy for single-family homes along with amenities like pools, fitness centers, and lounges that apartment buildings typically have.

The drawbacks vary depending on the location and specific features of each property. Some may be too close to noisy streets or need major repairs that can be expensive to fix after years of wear and tear.

Why Buying a townhouse is a good idea?

Buying a townhouse is a good idea for people who want to live in an apartment-style home with more space and amenities. It is also suitable for people who want to invest in real estate but don’t have the money or credit to buy a single-family home.

Buying a townhouse can help you be close to work or enjoy a home with more space.

Are Townhouses Cheaper than Houses?

Townhouses are usually cheaper than houses because they’re smaller. A townhouse is usually one-third to one-half the size of a single-family home and has one floor, while houses can be two or more floors high.

Do Townhomes Hold their Value?

Townhomes are a popular option for first-time homebuyers because they are affordable and offer more space than apartments. While some people think that townhouses do not hold their value, this is not true. Townhouses can be an excellent investment if you buy in the right neighborhood at the right time.

Is a Townhouse a Single Family Home?

Townhouses can be considered single-family homes because they are not anything like apartments. They can offer many of the same conveniences as single family homes but are typically smaller and more affordable.

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